Newer to the fire service is the concept of cost recovery for emergency response to multiple-vehicle accidents. At-fault drivers’ insurance providers are billed by cities and counties for the fire department services they incur. Cost recovery is a viable option as cities and counties experience a decrease in their tax bases. They need options to offset the costs of the demand for emergency response by their fire departments. There continues to be a demand for timely and high-quality emergency responses even when budgets are shrinking.